Who We Are In this Privacy Policy, “We”, “Us” and “Our” means Property Box Loan Company Plc (registered in England & Wales under number 08534871) and its subsidiaries and affiliates. The registered offices for The Property Box Loan Company Plc is at 4 Newburgh Street, London W1F 7RF. The Property Box Loan Company Plc is acting as the data controller for the group and its affiliates. In this Privacy Policy, “Our Website” means ‘www.propertyboxloan.co.uk. We are committed to protecting your privacy and aim to be clear when we collect your information and use it only as you would reasonably expect. How We Collect Personal Information We collect personal information from you by email, through our website, or if you have provided information over the phone. What Personal Data We Collect And Why We process information relevant to directors or guarantors of property development companies that are requesting a loan facility. This may include: personal details, net worth statements, employment and education details and financial details. Our Legal Basis For Processing Personal Information Our lawful basis for the purpose that we process personal information is to review to whom we will provide a loan facility to. The law allows us to collect and use personal data if it is necessary to carry out our contractual duties so long as its use is fair, balanced and does not unduly impact your rights. In many situations, the best approach is to process personal data because of our contract with you and our legitimate interests as a lender. We do not expect to receive or process sensitive personal data. We may only share your personal information where we are compelled by law to do so. Who We Share Your Data With We do not sell or provide your personal data to third parties. We may only give your personal data to the following third parties, for the purposes described below:
Third parties like law firms and courts, to demand compliance or the application of a contract with you.
Third parties, like the police and regulatory authorities, to protect our rights, property, or the safety of our customers, employees and assets.
When necessary in order to fulfil a legal obligation in any jurisdiction, including when said obligation is caused by an action or omission by us.
How Long We Retain Your Data We will only keep personal information for as long as we have a valid reason for keeping it. After that, we delete or dispose of the information securely. What Rights You Have Over Your Data If you believe we hold your personal data, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any and all data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes. Where We Store Your Personal Information The data that you provide us with will typically be stored and processed within the UK. By submitting your personal data, you agree to this storing and processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy. What Data Breach Procedures We Have In Place We undertake regular reviews of who has access to information that we hold to ensure that your information is only accessible by appropriately trained staff and contractors. We provide guidance and regular data protection training to our staff. We ensure that there are appropriate technical controls in place to protect your personal details. For example, our computer network and servers are protected and routinely monitored. We store all personal information that you supply us with on secured servers or in secured paper files. Unfortunately, the transmission of information via the internet is never completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access. Your Rights You have a right to know what personal data we hold, who we acquired it from, how we process it, the logic involved in any automatic processing, and who we disclose it to. You have a right to ask us not to make decisions based solely on the automatic processing of your personal information. You have a right to ask us not to process your personal information in a way that is likely to cause unwarranted and substantial damage or distress. You have the right to request access to any of your personal data we hold, information about how and why it is processed, and to whom it may be disclosed. You have a right to ask us to erase your personal information. These statutory rights are qualified by exceptions and exemptions. To exercise any of these rights, please contact us using the address below. You can find out more about your rights from the Information Commissioner, who regulates data protection and privacy. Changes To This Policy We may change this Privacy Policy from time to time. If we make any significant changes in the way we treat your personal information we will make this clear on our website or by contacting you directly. Contact Please feel free to contact us with any questions, comments or queries regarding this Privacy Policy. All questions should be directed to the Data Protection Officer at The Property Box Loan Company Plc headquarters through mail or at [email protected].
